Your home's been busy. Let's see how much it's made you.
In under 2 minutes, your free RefinanceEstimate™ shows how much equity is sitting inside your home and how much you could be saving on your repayments. No 20-question form. Just the numbers and a clear picture of what your home could actually do for you.
Our service is free to you. We’re paid by the lender when your refinance settles, the same way every mortgage broker is paid. There are no hidden fees, no upfront costs, and no obligation.
Most refinances settle within 2-4 weeks. Our streamlined digital document collection and 30-second broker callback means we compress the timeline dramatically compared to traditional brokers. Some straightforward deals settle even faster.
Not unless you want to. We default to matching your remaining loan term, so if you have 26 years left, we structure the new loan over 26 years. This is a detail most banks and brokers overlook, and it can cost borrowers years of unnecessary repayments.
Australian homeowners with an existing mortgage, typically couples with a household income of $200K+. You may want to access equity for renovations, consolidate debt, reduce your rate, or all three. If you own a home and have a loan, we can likely help.
We specialise exclusively in refinancing. If you’re a first home buyer, looking to purchase an investment property, or need a construction loan, we’re not the right fit, but we can point you in the right direction.
A rate match only solves one problem. If you need equity release, debt consolidation, or better loan features, the bank’s retention offer usually falls short. And without ongoing monitoring, your rate will creep back up within 12 months. We solve the whole picture, not just today’s rate.
This is where we’re fundamentally different. After settlement, your loan enters our Defend phase, permanent autopilot protection. We review your rate every 6 months, send equity reports every 12 months, and proactively reach out when better deals or new equity becomes available. You never have to think about your mortgage again.
We have access to 60+ lenders, from the big four banks to specialist and non-bank lenders. We select based on your specific situation: rate, equity release tolerance, turnaround speed, and policy flexibility.
Yes. All documents are collected through secure, encrypted channels. We use bank-grade security for every interaction, and your data is never sold or shared with third parties.
Yes. Australian banks have become increasingly flexible with equity release purposes. As long as you have sufficient equity and meet lending criteria, funds can be used for renovations, debt consolidation, school fees, weddings, cars, and more. We’ll guide you through what’s possible. Ready to see your options? Get your free RefinanceEstimate™ to find out.